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How Much Has Your Home Increased in Value?

There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even years, to the home-buying process. So, if you can purchase a home with less than a 20% down payment… why aren’t more people doing just that? One Possible Answer: Private Mortgage Insurance (PMI) Freddie Mac defines PMI as: “An insurance policy that protects the lender if you are unable to pay your mortgage. [...]

By |2018-09-27T14:19:39+00:00September 27th, 2018|Articles|0 Comments

Where Are Mortgage Interest Rates Headed In 2019?

Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even years, to the home-buying process. So, if you can purchase a home with less than a 20% down payment… why aren’t more people doing just [...]

By |2018-09-27T13:54:50+00:00September 27th, 2018|Articles|0 Comments

The Cost of NOT Paying PMI

Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even years, to the home-buying process. So, if you can purchase a home with less than a 20% down payment… why aren’t more people doing just [...]

By |2018-09-27T13:50:33+00:00September 24th, 2018|Articles|1 Comment